Summary: You know that good financial planning requires a smart strategy for retirement savings. But with the alphabet soup of retirement accounts available, it may be hard to decide which way to go. How can you tell if you should invest in an IRA or 401k? Or both? Which one is better? Let’s explore the features of each to get you moving in the right direction.

401k

A 401k provided by your employer can be one of your best financial planning tools. 401k’s allow you to save money in a tax deferred account via payroll deductions. Here are situations where you might want to take advantage of your 401k….

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